Legal Debt Protection

    Reduce your payments by up to 60% & stop creditor harassment today

    We've helped thousands of South Africans find immediate financial relief and legal protection under the National Credit Act.

    Stop creditor calls & harassment immediately
    Reduce payments by up to 60% legally
    Protection under National Credit Act
    JHB
    CT
    EC
    312 people
    requested help this week

    Take Your First Step to Financial Freedom

    See how much you could save or speak directly with a debt expert

    Calculate Your Savings
    We've helped over 10,000 South Africans reduce their debt payments under the protection of the National Credit Act.

    Trusted Debt Relief Experts

    Why thousands of South Africans choose us

    NCR Registered

    Reg. No. NCRDC 1437 / NCRDC 13555

    Industry Award Winner

    Voted Best Debt Counsellor

    10,000+ SA Clients

    Trusted across all provinces

    15+ Years Experience

    South African debt experts

    Your Journey to Financial Freedom

    Follow this clear path to transform your financial situation

    WHERE YOU ARE NOW
    • Overwhelmed by debt payments
    • Constant creditor harassment
    • Sleepless nights and anxiety
    • Increasing interest makes debt worse
    • No clear path to becoming debt-free
    HOW WE GUIDE YOU
    • Free assessment of your situation
    • Activate legal NCA protection
    • Negotiate with creditors for you
    • Reduce interest rates by up to 95%
    • Create clear debt-free timeframe
    WHERE YOU'LL BE SOON
    • Payments reduced by up to 60%
    • No more creditor harassment
    • Better sleep and reduced stress
    • One affordable monthly payment
    • Clear path to becoming debt-free

    You don't have to face debt alone. Take the first step on your journey today.

    Start Your Journey

    Real Results for South Africans Like You

    35%

    Average payment reduction

    95%

    Interest rate reduction

    24hrs

    To stop creditor calls

    10k+

    South Africans helped

    TAILORED SOLUTIONS

    Debt Solutions Designed For You

    Debt Review (Debt Counselling)

    Legal protection under the National Credit Act to reduce your payments and stop creditor harassment.

    • Legal protection from creditors under the NCA
    • Single affordable monthly payment
    • Interest rates reduced by up to 95%
    • Court-approved payment plan
    Learn More

    Debt Consolidation

    Combine multiple debts into a single loan with a lower interest rate or monthly payment.

    • Simplify your finances with one payment
    • Potentially reduce your interest rates
    • Fixed monthly payments for easier budgeting
    • Clear timeframe for becoming debt-free
    Learn More

    Debt Negotiation

    We negotiate directly with your creditors to reduce balances, interest rates, and monthly payments.

    • Reduce your total debt amount
    • Lower monthly payments
    • Professional negotiation with creditors
    • Avoid the need for debt review in some cases
    Learn More
    START YOUR JOURNEY TODAY

    Take Your First Step

    The DRC Difference

    R3,200

    Avg. monthly savings

    95%

    Avg. interest reduction

    24h

    Creditor calls stopped

    R0

    Upfront fees

    Free, Confidential Assessment with NCR-registered Debt Counsellors

    Get Debt Review Help Today

    Complete this simple form for a quick call back from our debt experts

    What happens if you don't act?

    • • Continued creditor harassment
    • • Risk of legal action and judgments
    • • Possible asset repossession
    • • Increasing interest and penalties

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    Ready to take control of your finances?