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Benefits of Debt Counselling

Debt Consolidation of all your debts into only one affordable monthly installment.

If not already listed on the credit bureau, the NCA protects you from being blacklisted.

Debt Management so you have sufficient funds for monthly living expenses.

Application handled with the utmost confidentiality.

Sound Debt Counselling advice and recommendations on handling debt problems.

Your assets are protected.

Don’t have to communicate with credit providers, we communicate with them on your behalf.

Reduced interest rates where negotiated.


DRC Debt Counselling CC trading as Debt Review Centre (DRC) is a South African based organisation which was formed in 2009 and registered with CIRPO on the 29th March 2010. We have branches in Port Elizabeth and Cape Town. DRC is a Debt Counselling service provider accredited with the National Credit Regulator (NCR) and a member of the Debt Counsellors Association of South Africa (DCASA). Our head office is in Port Elizabeth and we have a branch in Cape Town.


The National Credit Act 34 of 2005 founded the Debt Review industry. Some valuable aspects of the Act includes the protection of consumers from reckless lending and afford over-indebted consumers the opportunity the repay their outstanding debts in a responsible manner which is affordable to them. These consumers are further protected from any legal action instituted by Credit Providers whilst in the Debt Review program and adhering to its regulations.


In November 2011 DRC merged with another Port Elizabeth based Debt Counselling firm. The combination of the two firms has proved to be an enormous success and has strengthened our market share. The merger has further improved organizational efficiency. The combination of staff led to improved time efficiency and more concentrated and specialized departments. The combined skills and knowledge brought about fresh ideas on improving our services.


Our services are regulated by the NCR and annual audits are conducted. These audits are to ensure that we adhere to the regulations, as set out by our Code of Conduct, and follow industry procedures. We are proud that since inception all our visits had flawless results and intend to continue on this basis.